Alliance Capital Investment Group, Inc. dba JMJ Insurance
Last Updated: June 1, 2025
We value your privacy very highly. Please read this Privacy Policy carefully before using the https://jmjinsurance.com/ website (the “Website”) operated by Alliance Capital Investment Group, Inc., a Corporation doing business as JMJ Insurance, formed in Georgia, United States (“us,” “we,” “our”) as this Privacy Policy contains important information regarding your privacy and how we may use the information we collect about you.
Your access to or use of the Website is conditional upon your acceptance of and compliance with this Privacy Policy. This Privacy Policy applies to everyone, including but not limited to visitors, users, and others who wish to access or use the Website.
By accessing or using the Website, you agree to be bound by this Privacy Policy. If you disagree with any part of this Privacy Policy, you do not have our permission to access or use the Website.
What information we collect and store.
We collect and store any and all information that you enter on this Website. The categories of information we collect, and how we use each, are described below.
Identifying Information
Name – Used for: performing services, providing customer service, marketing and advertising, resolving disputes, responding to consumer messages, enforcing our Terms of Service, and sending your information to third parties we use to manage our interactions with you.
Postal / Shipping Address – Used for: performing services, providing customer service, marketing and advertising, resolving disputes, responding to consumer messages, enforcing our Terms of Service, targeted advertising, and sending SMS messages.
Billing Address – Used for: performing services, providing customer service, marketing and advertising, resolving disputes, responding to consumer messages, and enforcing our Terms of Service.
Phone Number – Used for: performing services, providing customer service, marketing and advertising, resolving disputes, responding to consumer messages, sending SMS messages, and enforcing our Terms of Service.
Email Address – Used for: performing services, providing customer service, marketing and advertising, resolving disputes, responding to consumer messages, targeted advertising, and enforcing our Terms of Service.
IP Address – Used for: analytics, detecting security incidents, enforcing our Terms of Service, marketing and advertising, and protecting against malicious, deceptive, fraudulent, or illegal activity.
Device Identifier – Used for: analytics, counting ad impressions to unique visitors, detecting security incidents, enforcing our Terms of Service, marketing and advertising, protecting against malicious activity, targeted advertising, and verifying position and quality of ad impressions.
Online Identifier – Used for: analytics, counting ad impressions, detecting security incidents, marketing and advertising, targeted advertising, and providing videos and tracking user interactions with such videos.
Social Media User ID – Used for: counting ad impressions, marketing and advertising, and targeted advertising.
Device Location – Used for: performing services, providing customer service, marketing and advertising, targeted advertising, sending SMS messages, and responding to consumer messages.
Insurance Information
Claims History – Used for: performing services, providing customer service, marketing and advertising, resolving disputes, responding to consumer messages, and enforcing our Terms of Service.
Characteristics of Protected Classifications
Age – Used for: performing services, providing customer service, marketing and advertising, resolving disputes, and responding to consumer messages.
Marital Status – Used for: performing services, providing customer service, marketing and advertising, and responding to consumer messages.
Gender – Used for: performing services, providing customer service, marketing and advertising, and responding to consumer messages.
Internet or Other Electronic Activity
Browsing History – Used for: analytics, detecting security incidents, enforcing our Terms of Service, marketing and advertising, protecting against malicious activity, resolving disputes, and targeted advertising.
Search History – Used for: analytics, detecting security incidents, enforcing our Terms of Service, marketing and advertising, protecting against malicious activity, resolving disputes, and targeted advertising.
Interaction with Our Website or Application – Used for: analytics, counting ad impressions, detecting security incidents, enforcing our Terms of Service, marketing and advertising, protecting against malicious activity, resolving disputes, targeted advertising, and providing videos.
Interactions with Advertisements – Used for: analytics, counting ad impressions, marketing and advertising, and targeted advertising.
Interaction with Embedded Videos – Used for: providing videos and tracking user interactions with such videos.
Sensitive Personal Information
Geolocation Information – Used for: analytics, counting ad impressions, marketing and advertising, and targeted advertising.
Note: We do not use your personal information for the purpose of profiling. Please see the “Your Rights” section below for more information about exercising your privacy rights related to profiling.
With whom we share your personal information.
We share your personal information only as necessary to operate our business and provide services. The following categories of third parties may receive the information described:
Advertising Networks
May receive: Name, postal/shipping address, billing address, phone number, IP address, email address, device identifier, online identifier, claims history, age, marital status, gender, browsing history, search history, website interaction data, ad interaction data, geolocation information, social media user ID, device location.
Content Management Systems
May receive: Name, postal/shipping address, billing address, phone number, IP address, email address, device identifier, online identifier, claims history, age, marital status, gender, browsing history, search history, website interaction data, ad interaction data, geolocation information, social media user ID, video interaction data, device location.
Customer Management Systems
May receive: Name, postal/shipping address, billing address, phone number, IP address, email address, claims history, age, marital status, gender, device location.
Data Analytics Providers
May receive: Device identifier, online identifier, website interaction data, ad interaction data, geolocation information, video interaction data.
Data Linking Platforms
May receive: Name, postal/shipping address, billing address, phone number, IP address, email address, claims history, age, marital status, gender, device location.
Email Marketing Vendors & Email Service Providers
May receive: Name, postal/shipping address, billing address, phone number, IP address, email address, claims history, age, marital status, gender, device location.
Hosting Providers
May receive: All categories of personal information listed in this policy, as necessary for hosting and operating the Website.
Security Services Vendors & Spam Prevention Vendors
May receive: Device identifier, online identifier, browsing history, search history, website interaction data.
Social Networks
May receive: Name, postal/shipping address, billing address, phone number, IP address, email address, device identifier, online identifier, claims history, age, marital status, gender, browsing history, search history, website interaction data, ad interaction data, geolocation information, social media user ID, device location.
SMS Campaign Service Providers
May receive: Name, postal/shipping address, billing address, phone number, IP address, email address, claims history, age, marital status, gender, device location.
Video Embedding Vendors
May receive: Device identifier, online identifier, website interaction data, video interaction data.
Website or Application Development and Design Vendors
May receive: All categories of personal information listed in this policy as required for development and design services.
Insurance Carriers and Partners
We share your personal information with insurance companies, managing general agents (MGAs), reinsurers, and other insurance partners as necessary to obtain quotes, bind coverage, and service your policies.
TCR / 10DLC COMPLIANCE NOTICE: Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. All of the above data-sharing categories expressly exclude text messaging originator opt-in data and consent. Text messaging opt-in data and consent will not be shared with any third parties under any circumstances.
SMS messaging.
We will only send you SMS messages if you have provided your prior express written consent to do so. Consent to receive SMS messages is obtained via an opt-in disclosure presented at the time you submit your phone number, such as on a quote request form or contact form on our Website.
Program Description
Our SMS program involves conversational messages related to your insurance inquiry or policy. Upon receipt of your information requesting an insurance quote, an agent may contact you via SMS to confirm receipt and schedule a convenient time to speak. All messages originate from JMJ Insurance agents and are sent from multiple 10-digit long code (10DLC) numbers across the agency. We do not use short codes.
Message Frequency
Message frequency varies. You may receive approximately 3–4 messages per inquiry or as needed in connection with your policy or service request. Message and data rates may apply.
How to Get Help
For help with SMS messaging, reply HELP to any message or contact us at or .
How to Opt Out
You may opt out of SMS messages at any time by replying STOP to any message. Upon opting out, you will receive a final confirmation: “You have been unsubscribed and will no longer receive SMS messages from us. Reply START to re-subscribe.”
You may also opt out by emailing us at . To re-subscribe, reply START, re-enroll through our Website, or contact us directly.
SMS data – sharing and privacy.
Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be shared with any third parties under any circumstances.
This means that your consent to receive SMS messages from JMJ Insurance will not automatically opt you into receiving SMS messages from any other company or affiliate.
Sale of your information.
We do not sell your personal information. Please see the “Your Rights” section below for more information about exercising your privacy rights regarding the sale of personal information.
Cookies.
A cookie is a small piece of data sent from a website and stored on your device by your browser. This Website sets cookies. Cookies may be used to remember your preferences, analyze site traffic, enable advertising functionality, and improve your overall browsing experience.
The types of cookies we use include:
Essential Cookies – Required for the Website to function properly.
Analytics Cookies – Help us understand how visitors interact with our Website.
Marketing Cookies – Used to deliver relevant advertisements and track campaign effectiveness.
Preference Cookies – Remember your settings and preferences for future visits.
You may control cookie settings through your browser preferences or our cookie consent banner. Disabling certain cookies may limit some features of the Website.
Children’s privacy.
This Website is intended for use by a general audience and does not offer services to children. Should a child whom we know to be under 18 send personal information to us, we will use that information only to respond to that child to inform them that they cannot use this Website. We do not knowingly collect personal information from minors under the age of 13.
Analytics program.
This Website uses Google Analytics to collect information about you and your behaviors. If you would like to opt out of Google Analytics, please visit https://tools.google.com/dlpage/gaoptout/.
This Website may also use additional analytics tools to track and analyze your interactions, including technologies that may collect your IP address, device identifier, and online identifier and may place cookies on your device. You can opt out of cookies by using our cookie consent banner or by implementing Do Not Track on your browser.
Advertising and remarketing.
This Website uses the Google remarketing service to display advertisements to people who have interacted with our Website. This service places a cookie or device identifier that tracks your behavior online and displays ads on third-party websites through the Google Content Network. You can opt out by visiting Google’s Ad Settings.
This Website may use the Meta Pixel, an analytics tool that measures the effectiveness of our advertising by understanding your interactions with our Website and ads. The personal information collected by the Meta Pixel is anonymized to us but is processed and stored by Meta Platforms, Inc. You can opt out by visiting Meta’s Ad Practices page.
This Website may also use LinkedIn remarketing services, which place a cookie or similar technology on your device. You can opt out through LinkedIn’s advertising preferences page or opt out of cookies using our cookie consent banner.
You may also opt out of third-party vendor cookies by visiting the Network Advertising Initiative Opt-Out Page or by changing your device’s settings.
Security and spam prevention.
This Website uses reCAPTCHA, a service from Google that helps distinguish between humans and bots to prevent spam and fraud. reCAPTCHA collects hardware and software information such as device and application data and sends that data to Google for analysis.
We also implement industry-standard administrative, technical, and physical safeguards to protect your personal information, including SSL/TLS encryption and restricted access controls for sensitive data.
Your rights.
All visitors and users of this Website have the following rights with regard to their personal information:
The right to confirm whether we are processing your personal information.
The right to access the personal information that we hold about you.
The right to receive your personal information in a portable and, to the extent feasible, readily usable format that allows you to transmit it to another entity.
The right to request that we amend any of the information that we have collected about you.
The right to request that we delete some or all of the personal information that we have collected about you.
The right to opt out of the sale of your personal information (we do not sell personal information).
The right to opt out of the use of your personal information for profiling in furtherance of decisions that could produce legal or similarly significant effects concerning you.
The right to opt out of the use of your personal information for targeted advertising.
The right to opt out of receiving SMS messages at any time by replying STOP to any message.
The right to not be discriminated against based upon your exercise of your privacy rights.
Exercising your rights.
You may exercise the rights specified above by submitting a consumer request to:
Alliance Capital Investment Group, Inc. dba JMJ Insurance
Deneen Manor, Operations
Email:
Phone:
Address: 2940 Horizon Park Drive Suite F, Suwanee, GA 30024
Website: https://jmjinsurance.com/
We will need to verify your identity prior to processing your request and may ask you to provide personal information to do so.
You may also designate an authorized agent to exercise your rights on your behalf by providing: (1) the requester’s valid government-issued ID, and (2) the authorized agent’s valid government-issued ID. We may not be able to process your request if the required documentation is not provided.
We will respond to most consumer requests within 45 days of receipt. Some requests may require additional time; in such cases, we will notify you in writing (up to 90 days total). We may deny your request if certain legal exceptions apply, and if so, we will provide reasons for the denial.
You have the right to appeal a refusal to take action on a rights request using the contact information above. We will respond to most appeals within 60 days. We do not normally charge a fee to process consumer requests; however, we may charge a fee for subsequent requests within a 12-month period as permitted by law.
Third-party websites.
This Website may contain hyperlinks to websites operated by parties other than us. We provide such hyperlinks for your reference only. We do not control such websites and are not responsible for their contents or the privacy or other practices of such websites. It is up to you to read and fully understand their Privacy Policies. Our inclusion of hyperlinks to such websites does not imply any endorsement of the material on such websites or any association with their operators.
Do not track.
Do Not Track (“DNT”) is a preference you can set on your browser to inform websites that you do not want to be tracked. We do not currently support DNT signals. You can enable or disable Do Not Track by visiting the Preferences or Settings page of your browser.
Questions.
If you have any questions about this Privacy Policy, please contact us at or by mail at the address listed in the “Exercising Your Rights” section above.
Changes to the privacy policy.
We reserve the right to amend this Privacy Policy at any time. We will notify you of any changes by posting the updated Privacy Policy to this Website with a new “Last Updated” date. We encourage you to review this Privacy Policy periodically. Your continued use of the Website following any changes constitutes your acceptance of the revised policy.
